Why insurance so cheap?

MattLaBonte

New Member
Hey guys, basic but still a question. I got my insurance today and found out what I would be paying. For full coverage (Covers if I get hit, if I hit someone, fire, theft or glass breakage) about 1,150 bucks. Why so cheap? I know teh cars a 95 so its a bit older but isn't this one of the most stolen cars? I would've thought it would be way more. My brothers paying 1700 bucks for partial coverage (only covers if someone hits him).
 

OlegWasHere

New Member
depends on the area your in also.
your driving record?

i have no accidents, no points deducted, but i live in the city and its about 1440 for a 95 special edition.
 

Robbdance

Straight Pipes
where do you guys live, and what insurance company are you with?
the amount I'd save on insurance if I paid that much would pay for a fucking house.
 

OlegWasHere

New Member
Robbdance said:
where do you guys live, and what insurance company are you with?
the amount I'd save on insurance if I paid that much would pay for a fucking house.
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you have to remember location.

since you live in Canada there are different rates.

im not sure on housing in Ontario but around here a nice 3 bedroom house is around a million dollars. (in the nice part of town) :D
 


OlegWasHere

New Member
bradster101 said:
mines 53 a month... but I go thru my dad cuz if I was the main it would be 217 a month
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does he have alot of cars on the policy? besides yours. so you get the multi car discount?

tucents said:
you guys got it lucky with my parents i got 130 and by myself 550
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smh.

how are we lucky?
i never got a quote for insurance because my mom offered to put it under hers.
with a student discount and my clean driving record i still pay the same 130 you do.
 


bradster101

New Member
No those are the only two because he's switching over with his girlfriend..... Once everything switches over it should be a little cheaper cuz we'll have 5 cars and a house on the policy........
 

rockadilla

thats right.
I pay about $530 for 6 months so I'm paying about 90 bucks a month, with my parents coverage, which is only libaility, and I have a few discounts, and I have a 94
 

Rich-PMS

New Member
Pay 280 a month....
06 ion with full coverage
94 Dakota liability
90 integra liability.

My wife and I have our own policy together, 22/23 years old, my license has been suspended twice before I was 18, and wife got her first two tickets last year equalling 6 points. I currre toy have 0 pouts, no tickets in two years :)

oh before her tickets we paid 160 a month for my 300zx, Dakota, and her ion.
 

Rich-PMS

New Member
When I first went on my own policy I was paying 750 a year for liabilty on my 300zx, and Nissan stanza :)

usaa FTMFW!!!!
 

.Cortez

94' LS
i pay 118 a month, minimen coverage, so uhm.. 118x12? yeah... im paying quite abit for nothing, but! its not that bad for being 17...
 

dc2GS-R

Super Moderator
MattLaBonte said:
Hey guys, basic but still a question. I got my insurance today and found out what I would be paying. For full coverage (Covers if I get hit, if I hit someone, fire, theft or glass breakage) about 1,150 bucks. Why so cheap? I know teh cars a 95 so its a bit older but isn't this one of the most stolen cars? I would've thought it would be way more. My brothers paying 1700 bucks for partial coverage (only covers if someone hits him).
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Almost $100/month for a 15yr old car is not cheap.
 
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