New kid from VA..

Wilkz

New Member
yeah i figured. glad i dint get my hopes up too much haha. but as the main reason for this topic, iinsurance is higher for gsr models right ? because i want a gsr coupe, but i dont want insurance to be bending me over ya know ?
 

teggygrl08

BBHG.. one love.
my insurance is pretty low... i know it went down when i went from my 92 accord 4 door to my auto coupe LS. (i guess since it was newer and had more safety features) and then from my auto LS i dont even think it went up any when i got my 00 GSR coupe? im almost positive it either didnt go up or if it did, not by much at all.
 

GreenTeggy

My name is Ben
ya the gsr has higher insurance because it has vtec. idk why but almost all insurance companies will make you pay more for insurance because of vtec! but an LS would be just fine just turbo it :) oh and welcome!
 


Wilkz

New Member
what should i look for in teh vin number ?

its JH4DC23121S001230

all i see is DC2, the rest is confusing haha. thats the vin he gave me.
 

cmoney176

CMONEY176
welcome to the club. i would forget about that itr. that was a big scam. i saw that add as well as others posted on craigs list here in durham nc. as fas as a vtec verses a regular motor. the insurance is going to be higher on the vtec due to the theft rate of those type motors and cars with those motors and the components need to run those motors. i would recommend talking ot a lawyer about trying to get that last ticket removed from your record. it might cost you some money but it will save you in the long run, if you can get your insurance lowered. i have a 93 gs and the insurance is 37 a month but ive been driving since i was 18 and only have 4 tickets on record. good luck on finding a teg.
 


Vtec-Pwr

OPP-O1-OH-DC2
insurance rates all depends on your records and your age, if you are married and over 25, it's a bit lower but not much and i think depends on where you live too!
 

mirrorimg

Well-Known Member
insurance rates all depends on your records and your age, if you are married and over 25, it's a bit lower but not much and i think depends on where you live too!
Im pretty sure there is more to it than that. The insurance agents wouldnt ask if it had an alarm system installed if that wasnt included in the rate assessment.

I havent found anything specific, but it probably includes things like:
Age
Gender (yes they are all sexist!)
Body style of vehicle (that old station wagon is going to be cheaper than that old sporty coupe)
Age of vehicle
Vehicle safety (airbags)
Alarm system/ vehicle recovery system
How bad of a driver you are (determined from prior accidents/tickets)
Etcetera.
 

Wilkz

New Member
well my dad said that they said it would be the same for all of the models, including the ls. because they all are considered a sports car. so i guess my only hope is to find a four door gsr.
 

TeggyBear_Ls

90 EF LS/V 95 DC4
no way a type r for 2700... but welcome! im from VA too. acura/hondas are really easy to work on. there are so many forums for any problem you have.. ive learned a bunch from local forums (vadriven.com) and team-integra, honda-tech, nwp4life, and of course... clubintegra :) good luck with your.. er.. type r?? if its for real, thats a hell of a deal. doesnt make sense though :/
Well hell, I got a almost $4000 motor for $700, so anything's possible lol.

IMO, I wouldn't buy a car unless it's locally. You can't tell how good the condition is. Trust me from my point of view, pictures can hide a lot of stuff when taken properly. Trust me, I take a ton of pictures and hide all the broken crap on my car lol.
 

TeggyBear_Ls

90 EF LS/V 95 DC4
ya the gsr has higher insurance because it has vtec. idk why but almost all insurance companies will make you pay more for insurance because of vtec! but an LS would be just fine just turbo it :) oh and welcome!
because all the little teenagers go, "Oh, Shit! VTEC just kicked in Yo!" And go sliding off the road.
 

Pugnap00

Why so serious?
Also understand that for GSR and Type-R's the insurance will be higher becuase they are a higher liability, especially type-R's becuase they get stolen alot.
 

Wilkz

New Member
well i founda 2dr civic with a gsr swap in it. 93. so my insurance should be lower for the civic then the integra right ? i mean integras are more sporty then civics. anyone know about this ?
 
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