FEMA is literally out walking the streets along with claims adjusters. A lot of east coasters out of power & even their homes.
Get a credit card if you can now, man. I'm speaking from experience.. I haven't been able to get one for 6+ years due to simply not having any credit to go off of. I've tried all the simple ways.. Applying at retail stores, loans from banks, small car loans with generous amounts down.. Seems impossible. I've basically given up at this point lol. I don't have any consigner available; so if your parents can help you start now you may want to take them up on that. I just use my chase account for everything and if I don't have funds for it.. It doesn't happen. Sad but true, I doubt my Integra would be my daily if I had credit.